Debit Card

Internet Banking/Connections SM

Telephone Banking (AccessLine)

Rate Information

FDIC Insurance Information

  Savings:
Passbook Savings
  • Make Deposits and withdrawals easily.
  • No withdrawal penalties, your savings are available instantly.
  • Minimal opening deposit of $100 required; after that, deposits may be made in any amount.
  • Passbook record of all of your transactions
  • No fee if you maintain a $500 average daily balance each month or have $3000 in combined balances linked to savings.

Statement Savings
  • Instant access to funds available at ATM's.
  • Make deposits and withdrawals easily .
  • Competitive interest rates.
  • Direct Deposit of Pay, Social Security, government or retirement benefits.
  • Convenient quarterly or monthly statements, depending upon account activity.
  • No fee if you maintain a $500 average daily balance each month or have $3000 in combined balances linked to savings.

Money Market Passbook
  • A passbook account with a tiered, variable interest rate.
  • Minimal opening deposit of $100.
  • Unlimited withdrawals and deposits are allowed on this account.
  • No fee if you maintain a $500 average daily balance each month or have $3000 in combined balances linked to savings.

Money Fund Plus

CD's
  • Rates and terms that fit your needs.
  • Minimum opening deposit as low as $1000.
  • Earn the interest rate in effect when opening your CD for the entire term.
  • Maturities from 3 months to 5 years.
  • Withdraw interest at any time without penalty.

IRA's

All American Banking offers you an IRA that will provide you with financial security when you retire. Anyone who works and is under the age of 70½ is eligible to open an IRA. You can contribute 100% of earned income up to $2000 each year, and if you and your spouse work, each of you may contribute up to $2000. Under new rules effective for tax years beginning after December 31, 1996, if you have a non-working spouse and you file jointly, you may be able to contribute up to $4000 each ear.

Because IRA's offer tax deferral until you begin withdrawing funds at retirement, they can be an important financial tool. Consider these IRA benefits:

IRA Rollovers

In certain cases, you may recieve a lump sum payment of your retirement from a pension, profit-sharing or similar plan if you leave your job because of early retirement, termination or to look for new opportunities. In most of these situations, you may put all or any part of these funds into a tax-deferred IRA.